About Mil-cents Tools
Updated with data from 2013-2026
Civilian Equivalence
We calculate an estimate of what you'd need to earn as a civilian to match your tax-advantaged military take-home pay.
Historical Trends
Visualize historic pay raises, BAH adjustments, and compensation trends over the last decade.
Retirement Projections
Project your TSP growth with compound interest visualizations.
Calculations Performed
Future Roadmap
Tools coming soon to Mil-Cents
OCONUS Calculator
Calculate OHA and COLA for overseas assignments.
Deployment Calculator
Estimate tax-free income and HDP/IDP during deployments.
Rent vs Buy
Analysis tool for housing decisions at new duty stations.
Data Currency
Historical data utilizes the earliest available records. For the current year, any pending datasets will default to previous years values until updates are released by the respective organization.